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Many people are asking about the changes in the national flood insurance program. The program has implemented the use of a flood elevation certificate. This requires that a professional come out to the property and determine the lowest level of the home. The flood insurance is now based upon this lowest level of the home in relationship to the flood plain. To be exempt from flood insurance, the home must be 1' about the 100 year flood plain. We have seen many policies drastically increase over the last 6 months.
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